I touched basis with the company doing my mailings to get a status report of where we stood regarding the mail outs, and at this point the first batch of yellow letters and postcards were mailed, and the other yellow letter batch went out that past Friday.

He didn't even help put out the fire, but stood there like he was a stone.  

No worries Randy, you atleast knew what it stood for and the proper way to use it so by all means keep doing it.

There's no way to know for sure how they will hold up until they have actually stood the test of time in real life (not in a simulator).

One loan that stood out to me is the FHA 203k loan.

Again I'm not sure that assumption would hold up in court, at least not on planet earth.The framing and trusses that were built cost $16000.

Today, after having breakfast with my investor/partner and seeing him off back to Raleigh, I spent the morning scheduling, updating bids (my quotes for things like lumber, windows, doors, trusses, etc.. were from October and needed to be updated), which I ended up saving hundreds of dollars as lumber prices inched down over the winter, issuing PO's (first I created a template in Google Sheets with a sheet for every major vendor so I could easily get these PO's out in the future, that took me a few hours), sending my plans off to be printed, and sending out RFP's for my next build (will start another thread for that one). 

I've bought houses in the past that had only two layers and still had cracked roof joists/trusses -- the extra weight of the second/third layer of shingles is certainly not optimal.  

come 2010 I often stood next to a guy at the courthouse auction and he would bid 35k but only for the 2/2's.  

.,  Spent the night in the truck and stood in line from 4am when they opened the doors at 6 am I was one of the first to get in...