One day when my wife decides I am not worth it anymore and has me die (by sheer accident) she will find my daughter now has a completely tax free business empire (granted, a small one) that she can leverage to do amazing things for the rest of her life.For continuing contributions, in your scenario where you have no matching it is really up to you.

Granted I did everything myself except the HVAC and roof, so I earned the equity in this one.

Vanessa Grant wanted to follow-up on that recommendation.

If you are actively buying in Camden I would stick to cooper grant, lanning square areas.

There are also sandwich lease option deals (a "hard lease option" that grants you the right to sublease), MLO (master lease option), and TIC agreements (tenants in common).

Also some grant programs.If you PM me the address, I'll check the database and see if it's been inspected.

Unless you are going to file some kind of discrimination suit against the bank based on what you feel is arbitrary denial, banks do not have to grant everyone a loan just because they qualify - they just can't deny you a loan based on one of the protected classes (religion, race, etc).

Like Scott said, why not get your own house with 3.5% down (look for grant programs that will help you with this as well - free* money).

I heard that term from Grant Cardone!

Grant Cardone would tell you to only carry debt other people can pay for.