Hello again @Curt Smith and @Ken Rishel, I just realised that maybe I should take a step back and ask the question, is providing owner occupant seller financing possible or worthwhile as an investor's business model?  

With expected problems, a higher NOI seems to be needed to cover those costs and make it worthwhile.

I do have a realtor friend, but I didn't want to waste my goodwill my requesting a ton of estimates as we are starting out.I suppose I could get a general feel based on comps with just really rough numbers for adjustments to find out if the deal is worthwhile at all.

Welcome Christopher Moore , to a fun and worthwhile industry.

In my opinion vacant insurance is only worthwhile if you have a building that is truly sitting vacant with no construction or occupancy for an extended period of time.Vandalism AND Theft endorsements?

Obviously discounting commission on a low priced property ($100,000 for example) isn't worthwhile for some agents because the return is minimal, but would you consider discounting your commission on a property priced around $500,000 or even a $1,000,000 knowing that you'd potentially be netting around $12,500 before other expenses (and let's say the commission was discounted from 3% to 2.5%)?

However, it's worthwhile understanding what 2% actually means:Definition of "2% Rule-of-Thumb": If the monthly rent is 2% of the purchase price, then your Gross Potential Rent is 24%.  

I am interested in learning about notes and am wondering if going to the summit in San Diego is worthwhile or if I can get all the information I need here on BP.

Frank, I live in Fort Lauderdale and have not seen any worthwhile opportunities.

I believe most people are honest, but enough aren't to make it worthwhile to better protect myself during the transactions process.