Alternatively, DSCR ratios may not work out due to efforts to maximize the loan amount and avoid additional cash contributions. 

BTW how did these deals work out for you?

However, I own a duplex and the DTI ratio for the next one just doesn't work out.

You can still have the conversation with them and let them know that you would like to increase the rent or sell the property, but that's probably not in your best interest. pumping a bunch of money into a duplex conversion doesn't sound ideal either, but I guess if the numbers work out it could be a good fit.

Check for local stone yards or fabricators too, sometimes they have remnant deals.Appliance-wise, focus on durable, easy-to-clean brands.

If the SF's homes work out as planned just 10 homes @ $600/mth in month 61 will be producing $6,000/mth cashflow with NO maintenance / landlord issues except evictions if tenant buyers don't pay. 50 homes $30,000/mth.

I plan on putting some elbow grease myself but mostly contracting the work out to allow the professionals to do what they do best. 

My wife found some mid century modern chairs from Walmart but they were fabric and I’m sure they won’t hold up.  

But for someone who is starting out to buy their first property with only money to let's say cover a down payment of 20% for the property, how does the math work out to cover the cost of the property from rental income? 

@Drew BittleHow did things work out?