A good deal could be that the upcoming vacancy presents the owner a unique opportunity to reposition and add value the property (basically finding a tenant that pays higher rent and therefore raise the NOI). 

Everyone's situation is unique and it requires analysis on your actual numbers.

Competitive pricing can lead to quicker sales.Highlight Unique Features: With increased inventory, make your property stand out by showcasing unique features and upgrades that appeal to buyers.Market Outlook:Stability and Growth: The market shows stability with moderate growth in single-family home prices and significant increases in active inventory.

If you can, making a cash offer can give you an edge in negotiations and a quicker closing process.For Sellers:Price Competitively: Despite slight decreases in the percentage of original list price received, pricing your property competitively can attract more buyers and lead to faster sales.Highlight Unique Features: With increased inventory, make your property stand out by emphasizing unique features and upgrades that appeal to buyers.Market Outlook:Stability and Growth: The market shows stability with moderate growth in single-family home prices and substantial increases in active inventory.

If possible, making a cash offer can give you an edge in negotiations and a quicker closing process.For Sellers:Price Competitively: Despite slight decreases in the percentage of original list price received, pricing your property competitively can attract more buyers and lead to faster sales.Highlight Unique Features: With increased inventory, make your property stand out by emphasizing unique features and upgrades that appeal to buyers.Market Outlook:Stability and Growth: The market shows stability with moderate growth in single-family home prices and substantial increases in active inventory.

Farmers Insurance has it's vacation home division "Foremost". 

I really appreciate your responses.I have a unique perspective as I'm not looking to buy real estate myself.

I would think it would be a very unique situation where this might happen.

THat 2/1 is 700k-ish, just now I see 4/2 900k-ish but has basement and unique layout, rent from several rooms can be $3k-$4k here, if mortgage is $4.5 then you actual mortgage is only $0.5-$1.5.

What may be somewhat unique is the retirement account isn’t technically a 401k that I can access whenever I want - it’s private company stock which I can only cash out upon death, termination, or retirement.