@Phillip Dwyer may be able to help but no realtor I know has time to submit a bunch of low ball offers.  

However, we are driven to get the ball rolling with our investment/flipping team!  

If so, I would send the HOA a letter stating where they dropped the ball, and demand the full amount refunded or you'll exercise your right to go to small claims court and get double your deposit back.Hope this works out for you!

No one has a crystal ball right?

That would allow you to keep the ball rolling.

But I figure best to get the ball rolling by serving an official notice when having a conversation.

The cash flow would either serve to pay of our bad debt faster or put back into the properties (or get the ball rolling on another property, given we can find a lender)Someone mentioned that wholesaling is a full time job, but several of the guests on the BiggerPockets podcasts have done wholesaling part time to start.

Jake Schachle at Ball & Minor in Fuquay-Varina.

Underwriting is typically in a far off place, and I hear over and over from realtors, that the bank drops the ball at the last minute.

Regardless, I would get a paper trail going and if nothing forms within 7-14 days go to an attorney to get the ball going; your attorney fees can be spread through the other homeowners so don't be afraid to spend a little money; like another post said, you MUST protect your investment.