Generally, you shouldn’t pay off your mortgage early unless you can pay all of it off. it’s better to have it as reserve (in case of lost job etc) and given the typically low rate you can generally get a better return else where.

For example, the signs of the 2008 housing crash were all over for everyone to see but many investors were blindsided by their "following the herd until the last minute before the party ends" kind of strategy and lost everything as a result.

A lot of money was lost and a lot of lessons were learned.

If you don't go into what you can afford, then you have to get into teams and syndication where you build the funding to buy larger commercial real estate.

@Vicky LiuThey are not the only mngt team we've worked with. 

@Dennis Fernandez I have the team, but the deals are tougher to find than they used to be.

Find yourself a good team who builds ADU's has a project management team and of course has all the licenses and insurances to protect your property.Quote from @Michael Adamo: Hi BP Community,I’m exploring adding one or two ADUs to a property I own in the Miracle Mile area, near 3rd Street and La Brea in Los Angeles.

Starting out you want to establish a team and visit wherever you go to invest. 

That was a year ago with debt mounting higher & income flat if not  lost.

We have now lost the property - In the morning I will be contacting the attorney general office for my state as well as Delaware where they say they are incorporated.