This provision, through the Affordable Homes Act, make ADUs legal BY RIGHT in any single family zoned property in the state.

I am considering buy a home to flip.

Quote from @Joel Oh: Quote from @JD Martin: I have a salt water hot tub at my personal home.

When running your numbers, if purchasing a home that isn't new construction and less than $1MM, I would estimate 1% - 1.2% of the purchase price as your annual insurance premium. 

My wife and I purchased a home at the very beginning of 2022 and "house-hacked."

I run a full time flipping business, right now i am able to do 2 homes at a time.

Lenders stopped allowing rent by the room due to modifications done to the property resulting in functional obsolescence and significant cost to cure in the event there was a default and they needed to foreclose on the home and resell it, given that the main buyer pool for single-family homes are primary occupants. 

I have some concrete pads in the back of some of my homes, and I have added Costco type storage units to rent it out.

Why would you literally wait until the last minute, when a flat tire or difficulty finding a parking space be the difference between keeping and losing your home?

Chances are they are paying others who are not as accommodating as you (amazing how people will make those car payments while jeopardizing their homes) - and it's time for them to move on to housing they can afford and to a tenant that does not require you to subsidize them.