I'm just trying to simplify the argument.Quick edit:  IMO, this country is broken in the sense that working hard and paying cash isn't rewarded anymore.  

Debt increases risk AND reward.

He is as genuine as they come when it comes to adding value now where you can and reaping the rewards later.  

Again, the rare loan that allows a borrowed down payment would be at a significantly higher interest rate to align the lender’s risk/reward ratio.  

Its a high risk business.... however, its a high reward business as well if you play your cards right. 3.

You mentioned risk and reward.  

What were the most rewarding moments?

It feels good but no prize. 

I'll echo that most of these Midwest markets that skew toward lower purchase prices are similar.Areas can be hit-or-miss and you need to really understand the risks and potential rewards before making the plunge.

Obviously being in CA, the rewards are lower cost of entry, more LL friendly jurisdiction.As for "multifamily", what size properties are you thinking?