think about your first 1 to 2 to 5 to 10 years of ownership of a property, and the difference between:-a 1-year old furnace under warranty, and a 35 year old furnace-a house with central air, and a house without-a house with a brand new roof, and a house with a 25 year old roof-a house with a knob and tube wiring, and a fully rewired housewhich is going to have more capex? 

. ($85k) The ONLY thing preventing the loans from being accepted is the square footage of the house. (500 sf) Everything else about the house passes with flying colors!

Air BnB's and property management are two VASTLY different areas and what you've learned being a co-host does not necessarily qualify you for PM. 

Being without air for 3 weeks in Florida in the summer is unacceptable!  

As long your debt to income ratio isn't preventing you from borrowing more money, buy a rental and use the extra money you earn from that to pay down the highest rate mortgage first. 

I've yet to have anyone on BP articulate to me how an LLC in one of these states perceived to have greater privacy protections will prevent a plaintiffs attorney from suing the deed holder in the event  someone is injured on your property amongst the various other common claims a property owner is subject to.

Instruct the cleaner to close the room off and do not take anything out of the room to prevent the spread of bugs to other areas. 

This can get to 100% end financing in more expensive markets with smaller ARV discounts....though positive cashflow is a separate issue that must be overcome :)   Question: Is there anything in Freddie/Fannie rules that would prevent me from the scenario below?

Going chintzy on everything while self-managing might save you a management fee, but you'll give every bit of that back and more by hassling with unhappy guests over refunds, etc.Proactivity includes preventative maintenance.

The property is equipped with modern amenities including forced air heating and central air conditioning, ensuring year-round comfort for tenants.