Once we went hard on the dirt IE we closed it took 1 year to go vertical. one year to build out and sell all homes.So 2 mil just for the roads and no utils you can double that cost so you will be in the lots like we are about 40k just for utls if you pay 500k for the dirt.. thats a negligible cost so your all in on finished lots at 45k each... which is probably about right..

They did not rehab it as described, and property management was negligent.

They call the expense negligible to bring in water, sewer, electric and gas but in actuality it is around $5k per lot in my area.

I have a clause that states any damage or repairs due to tenant negligence is the tenants responsibility.

In all likelihood, the underlying claim was negligence.

What needs to be established is that you pm was negligent in the their duties and or breached the agreement....so, where they negligent?

The amount from natural gas is negligible, maybe 2 or 3%. 

Any lender has an obligation to keep applicants fully informed (I know the are slow, but not negligent). 

If the tenant had been negligent in their use of the appliance and caused the breakage, then I would charge the tenant for the replacement part.

You can buy blow-in insulation from Lowe's or Home Depot, and if you buy enough the blower rental is free or negligible.