Do you need to stack or spread pine needles where the tents will be set for cushioning and insulation from the cold earth beneath?  

This will allow you to spread out the costs of the renos and minimize the vacancies.

Year-over-year, asking rents have increased by 0.4% from Q1 2023.The spread between asking and effective rents has narrowed slightly over the past year, suggesting landlords are offering fewer concessions as the market stabilizes.

But if they have enough volume to spread out that risk with tighter underwriting guidelines, maybe that could be ok.But I suppose in reality, most doing those LTVs are also loose on the underwriting guidelines.

Instead I just invest a little time and spread it across multiple vintage years.

For reference, see: https://portal.ct.gov/-/media/drs/publications/ocg/ocg5bonus...Is there an exemption to this rule or can bonus depreciation from a cost segregation study be applied via a different IRC code?

Our commercial loan is based on the 5 year continuous maturity treasury note plus a spread of 2.25%.  

There is also plenty of other ways to get business, you can do open houses, use social media, door knock, etc.

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Atlanta has a high entry point and the antiquated houses that will make for those great investments with the 150K+ deal spreads are largely controlled by the wholesalers.