For example, I am wanting to send them a welcome letter introducing myself and letting them know some of the changes that will be happening in the coming months.

I'm sure you can find sample letters/rules online.3.

I work with many fresh grads and even an offer letter can get you a conventional mortgage.

View the CA Probate Code link for a better understanding: https://leginfo.legislature.ca.gov/faces/codes_displaySectio....Yes you can purchase any probate property (to my understanding) without the confirmation process.Just remember that the nominated Executor in the will would have to possess Letters Testamentary.If there is no will then the Administrator would posses Letters of Administration.For free probate leads this is he webpage I use for N CA (certain counties) and can also be used for Arizona (Maricopa County only) https://www.legaladstore.com/frmMain.cfm or find potential probate leads from this publication: https://www.recordreporter.com/rrhome.cfm?

The reason I ask is that a new prequalification letter from the lender has listed the maximum purchase price that results in a DTI ratio of 60% if I follow the above equation.

Yes, I do have a clause about unauthorized occupants, and I just sent a letter enforcing it.

Go ahead and have your allergist prepare a letter that describes all the suffering you would incur living with a dog.

The HUD office sent a letter stating the rental assistance would be terminated on July 1st at my address.

I would send a letter to the tenants that the registration has been brought to our attention by a "concerned neighbor."

Someone at your bank, who likely never loaned a dime in his life, has decided on the restrictions they think you need to meet to comply with regulations important to him or her.What might be most convincing is a letter from your lending attorney explaining that he’s been representing you in all lending matters for 14 years (or the last x years) to ensure you comply with all state and federal rules and requirements.