They you are implying the basement unit is illegal?  

I work part time right now as a personal trainer at a private gym and plan on having saved around $5,000, possibly more, by the time I move out (I will be 18 by then) Im also taking real estate classes right now and hope to have my license by mid summer.

In my area, there are several well established GYs with nice homes nearby, there is no external obsolescence caused or implied by a cemetery they are well maintained, nice areas.

., USAW Performance Coach, nationally recognized personal trainer, post rehab specialist, certified Kettle bell & TRX Suspension Training instructor, motivational speaker and author.

I served 5 years in the Marine Corps as a Military Working Dog handler/trainer and still do this job with the same dog as a civilian.

@James De Silva Are you implying by "refinance" that you already have a loan on the property or did you purchase it all cash?

Don't worry, I wasn't implying I would pay anything for a "lead" without closing on it.          

30 years in aviation as a mechanic, trainer, and business development/sales manager.

As you've implied, how the attorney drafts your contracts is a key aspect to the strength of this deal. 

Ok, so both in the mailing and the phone call/deal negotiation, you would not want to imply or mention that you know anything about a foreclosure process occurring.