This is an investment property (buy/hold) that I'm planning to develop considering the new 2020 laws.

Not the greatest occupancy rate, especially when compared with somewhere like the Smokies.

Use AirDNA to get a better feel for what may be projected and then dive into Airbnb and compare to your competitors. 

I have two properties (exact same property just across the street from each other) one is a seller finance that is coming to the end of its contract for balloon payment and the other is a fix and hold Interest only loan that is also coming to the end of its contract for balloon payment.

Even comparing Provo to NC in terms of flight duration and cost even though both have direct flights would be a huge factor for me.

The longer the better, but keep in mind that many of these structures have severe prepayment penalties so using 10 year debt for a 3-year hold creates a problem. 

Generally I'm a fan of hold until you die but in this case you are earning low cash flow on a large amount of equity.

Purchase price: $90,000 Cash invested: $60,000 Buy and hold that I still have to this date.

Our team holds a meetup every month that is for investors and house hackers!

If that's the case, you'll want to start with a fix and flip (or hold) type of loan, complete your renovations, get it rented out and THEN refinance into a DSCR loan for a long term hold.