Francis Rusnak I would tend to agree with you, especially in my markets where prices don't fluctuate Wildly.

You fluctuate for a month or so until you are stable.SEO is a slow process they say.I say.. mybe.

Cap rates fluctuate based on market and product.

Property values certainly fluctuate. 

Basing my retirement on a fluctuating 401(k) would be perceived as much more risky than buying any commodity.

In my market pricing fluctuates constantly.

Rates will fluctuate until you lock, but you should at least run the numbers with current rates (I usually do current rates plus a bit in cast they go up).If you’ve bought and sold a dozen times, then you can maybe talk about getting a property before lining up financing.

Working with a local bank in my city, I was able to get 75% LTV, and the appraisals are VERY conservative, but for me, it's well worth it because that line of credit is my savings account, my checking account, my home for all money storage.The line fluctuates vastly, sometimes with as little as $15,000 in reserves, sometimes as much as $175,000 in reserve.

(I cashed in my constantly fluctuating mostly down IRA to purchase gold and silver) Bought from Monex.com, US silver and gold coins and I dont think it was $5 over spot.

I've found it pretty hard to comp anything because of all the fluctuation in price and demand.