I’d be happy moving forward if they are willing to take that $10K off, and be back at my original offer price.

It’s great that you’re ready to take action.

And I guess one has to take that into account as an extra cost in maintenance or just steer clear of such people.

Buildings are left mid construction and of taking more than three years to get to “mid-construction”. 

If you are a veteran and you can qualify, you can take over another veterans loan as an assumable mortgage.

If so, they can sell within 2 years and not pay capital gains taxes on the sell of the home.They could take that money and buy multiple rental homes in other areas if they wanted, or use the money to downsize in to a different home while still having money left over.

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.

At that point I realized since I have the money and I really take all the risk compared to ANY GC I am just going to control the process all the way through..

If you are doing the loan with Chase and they're telling you they don't focus heavily on DTI, I would take their word for it.

I am going to keep the LLC regardless because it helps me to stay more organized in terms of bookkeeping, having separate accounts for business expenses etcI am sorry if my explanation is confusing, its all clear as mudThank you to all who take time to respond