Agent just alerted me to the new Maryland HB693 bill that went into effect Oct. 1 2024 limiting security deposits to 1 months rent.

Worthwhile keeping a  few fresh fruits  lying around?

Almost all DSCRs require a personal guarantee, and PG'ing a loan WILL have the exact same effect on your DTI, regardless of whether the DSCR lender reports it on your personal credit report.

From residential property management to commercial real estate transactions, the ripple effects of enhanced data privacy regulations are creating both challenges and opportunities.A Global Push Towards AccountabilityThe call for stricter data privacy laws has been brewing for decades, but in the wake of high-profile data breaches and scandals—such as Cambridge Analytica and the Equifax hack—governments around the world have made privacy a priority.

SUBSTANTIALLY.I highly recommend tapping into your equity and accumulating some more assets at these prices, you will thank yourself in 3 years.The best and most cost effective way to do so is a simple cash out refinance, I don't think you should touch your primary, but leverage your investments for sure.

Quote from @Gregory Wilson: My post was supposed to address the cost of borrowing money.If you borrow $100,000 of your primary home equity at 7% and then invest it in a property that earns a 12% return, you effectively make a 5% return (12% income - 7% expense).

I have a rental property in Western NC that was hit. Access is impossible and it will take a long time for the city to be rebuilt back. Roads are still failing and the first priority, rightfully, is to save lives and ...

How can one, who has only rudimentary knowledge in real estate without any boots on ground experience (read a few books), effectively choose a real estate agent?

At least more cost effective than SFH.

What strategies have you found most effective for securing financing in a competitive market?