The state takes energy conservation beyond seriously, and I'm sure all the more so now with the dire state of drought.And what do you know about sustainable design or BIM? 

Help revitalize the community, give someone in dire need a place to stay via the HH.  

Well, we have evidence that 50% of the time someone is in dire need of health coverage for a severe illness, the private health insurance companies will drop you: http://tauntermedia.com/2009/07/28/unconscionable-math/ That's unconscionable!

Yes there are "benefits" that can be found in any situation, no matter how dire it is.

Yeah, the situation in CA is pretty dire when compared to Alaska, soon they'd get passed over by the white state.

I own multi-family property in Southern California and with so many laws changing, the surging costs of everything and many other issues I hope to get my bearings strait and move forward!

CA is in dire straits and getting worse by the day.

You won't trigger any prepayment penalties, you'll still pay off quickly and if something dire does happen, you can reduce your payment  and not have to come out of pocket each month.Stephanie

Coronavirus Impact Update 4-8-2020While I read dire predictions, the property profile we target for investors is doing OK.

While I have empathy and do sympathize with your dire situation.