He was asking about FHA, where that isn't going to happen.If a seller was offering a sweetheart 20% LTV 2nd mortgage at a rate that beat what banks are offering, and the buyer had 20% down, we could pair a 60% LTV 1st mortgage with that and it would be gravy.

If anyone out there is looking for extra vetting of tenants or a second pair of eyes for a deal I am always looking to network and help.

My Daddy always said it never hurts to try and I just make sure I always keep a pair of sneakers in my car.

Sure, @Alberto Murillo Since your Father is gifting you property as opposed to currency/cash, you will need to determine your Father's basis in the property (less the allocated financed amount); of which you would be required to "carryover" during your ownership going forward.An example may better clarify:  Say your father gifted you 100 shares of ABC common stock which when he gifted it to you the fair market value (FMV) was worth $10.00/share or $1,000. 

Mind giving this deal another pair of eyes?  

You live in Budapest, so, of course you are looking to Invest in the safest of the World Currencies.

It's best to pair this with something that mitigates the financial loss to the charity like a significant whole life insurance policy. 

I 'grew a pair' and tried making the deal happen anyway!

Furthermore, there was no full bathroom, just a pair of half baths that she wanted to add up (0.5 bath + 0.5 bath = 1 bathroom).

HM unless paired with a complementary exit strategy is very risky.