@Brice Alef-TorrisiI agree with @Drew Sygit that you do not need separate checking accounts for each property if the ownership is the same. 

I am actually open to hear about other areas in the states, but the general direction is Jacksonville at the moment.I totally agree about the partnership part.That is why I am working with one :) Are you thinking of buying in Jacksonville as well?

Agreed with @Joshua Christensen about getting clear on what "creative financing" means. 

However, I agree with you that I will never again work with that specific attorney again.

Signing the lease demonstrates they agree to the terms and then you can hold them accountable.If you don't do this, then the person named on the lease and paying the rent could disappear and you would have no legal authority to charge the remaining three for unpaid rent.

I'm sure that many of us will agree that just because you can get a bank loan, it does not mean you should.

When the IRS audits us, it helps that we have more Certified Cost Segregation Professionals (CCSP's) than any other company in the country.    

I agree with @John Underwood and @Sarah Kensinger.

Agree, we do not want to lower our credit requirements.

I agree with Katie above.