What is the cities comprehensive plan?

At all my rental properties I carry the comprehensive insurance plus flood insurance. 

Der Jordan,Thank you very much for the comprehensive answer.I'll check the podcasts.

I had read online average household use for a month is 3k gallons...Is it even possible for house to use over 13 thousand gallons in a few days ?

She said most are private households that host tourists an average of five nights a month for average annual rental income of $5,500 a year.Celia Webb, who became an Airbnb host in December, said demand has been “nonstop” since she listed the fourplex she bought last summer near North Stone Avenue and West Glenn Street.

That seems strange that they could somehow include that when, as mentioned by others, we have the threat of fires from so many other household products as well.

A quick glance at housing affordability in AustinMedian Household Income App (Forbes): $73,493 ($6,124/mos)Cost of Living (Forbes): 15% above nat'l avgMedian Home Cost (SFR-ABOR Stats): $302,250Assume 5% Down Payment Conventional Loan- 30 year amortization- $15,112.50 down pmt + any closing costs• Percentage of residents with less than $1,000 saved: 56%• https://www.gobankingrates.com/…/…/americans-savings-state/…- $287,137.50 amt financed- 4.375% interest rateHow the payment looks:PI= $1,433 mosIns= $105 mosTaxes= $458.33 mos (Assume $5,500/yr)HOA= $25 mos$2,021.3/mos PITIDTI’sHousing ratio= app 33% @ median income ($2021/$6124)FHA should be at 31% or less with Conv/VA/FHA being around the same although all have exceptions in placeTotal DTIThese hover between high 30%’s to manually underwritten total DTI’s in the 50’s or higher depending on the programs@ 45% Total DTI Ratio and assuming the above PITI pmt that gives a borrower approximately $734 per month in all other creditor debt (cars/cc/personal loans/etc)These numbers are not perfect but are rather a quick illustration of current housing affordability in Austin for Retail Buyers.Summary: Housing is becoming less and less affordable in the COA for end retail buyersAssuming increases in property taxes/insurance/interest rates on the horizon how does this affect us as investors?

Well said @Max Householder,St.

However, it is less comprehensive and has not been updated for the new law.

I can't find basic household stuff.