This insight was crucial in helping me make informed decisions quickly.Tanja was also incredibly adept at assessing the value of each property, ensuring that every investment I considered was a sound one.

Thanks for the comprehensive list of suburbs and towns with different unrelated resident laws.

Things about condos to consider: HOA fee always goes up and has special assessments so you need reserve funds.

However, given a lax board and the community's preference to avoid assessments and projects I believe no major repair or replacement work has been done since the building was built in the mid 80's (i.e. roof, plumbing etc.,).

San Jose is now the first city where an ADU can be sold separately from the main house - I'm not sure how that works, maybe the land is divided up in the assessed value???

Both of these products, HELOC's Vs AIO loan are first position mortgages and typically start out with interest only but its important to note that HELOC's are based on prime predominantly while AIO loans are usually based off CMT 1 year Index.If there are any questions on how this applies to your scenario or the risk assessment for your portfolio feel free to reach out and lets discuss.

Market value typically refers to the price a property would likely sell for under current market conditions, while property value can sometimes be an assessed value for tax purposes or an estimate by an online tool.If you're seeing a significant drop in your property's value, I’m guessing you might be using Zillow.

@Spencer CuelloVanamor Investments - We provide mostly 506b offerings which allows accredited and non-accredited investors but non-accredited investors need to be what's considered sophisticated so we'll typically look to build a relationship first through phone calls and meetings so that we can assess the suitability.

Investing is risk, knowing what you are risking and assessing if the return is appropriate to the risk you are taking is crucial. 

If you do a risk assessment of the area, property and likelihood that you can collect rents easily, then you should be good.I have about 25000 saved up and I'm living at home for free how much of that should I spend on a property or save.