I have less than six months before I retire from the Air Force.

Just got done reading the entire thread, so what is the conclusion who are the reputable lenders with a closing track history that can be verified that lend 100% without charging an arm and a leg to good qualifiers with good credit and income?

@Naomi Spira  not real tough to prove these are not valid arms length leases.market price is double leases done 3 days before foreclosure sale slam dunk

Unless you are forcing equity in some way, you would be rather restricted on what cash would be available. 

I understand there’s some nuance state-to-state in terms of deed of trust usage vs. using a mortgage for the second lien position (our investor in this case).So that we can arm ourselves with the most knowledge going into discussions, could anyone advise what the setup process actually looks like here?

Or (not condoning) force them to use your insurance provider for their rental insurance.

Instead, go with something like “I’m in the neighborhood handing out” as you extend your arm to give whatever it is to them.

Theyre just ARMs with a different name and a one year adjustment period.

In addition, we're forced to pay ~1k/ month to help pay for the CAM upgrade fees. 

No this is not them strong arming you.