Not sure about Robin Hood, but could be a possibility.

But my brother in law works for ge and it's a huge for jobs in niskyuana (20 minaway) and ge isn't doing well and mass Layoffs are expected. 

Macy's and GE both are going through a very rough period and doing major layoffs. 

Easy answer, they can't control it and it it stops at 5%, it's a miracle.Corporate losses are staggering and companies are trying to hold back from laying people off but, as stocks decline, investors will demand something to be done and eventually layoffs will happen.

Similar to what was mentioned in the post above, verify income and also consider calling their employer and asking about potential layoffs in the future. 

Last month the b class tents both came through with full payments, but two of the six c class tenants could not pay due to Covid Layoffs.

There is no catalyst, like mass layoffs, to force holders into sellers.

There is added risk of potential income loss from a layoff or pay reduction, if the current climate continues to worsen.

I would add that any concrete work should be done before December otherwise you might not get a window until March (dramatic, but definitely much harder to get concrete guys working in the winter since they usually have seasonal layoffs). 

Had folks with equity in their home or other property that could be leveraged gotten a line of credit secured by their home or other property BEFORE the COVID-19 related shutdowns, they'd have the slack in their finances that they may need to weather any lay-offs or other loss of income they may experience during this time.So, among the many benefits of Velocity Banking, be sure to include financial flexibility for when things go wrong in ways that few can foresee.If you just pay extra on principal then lose your primary income, there's no fallback, no "slack in the budget".