It's no guarantee but it's a good place to start.

Appraisals aren't guarantees of market value, so unless you can prove some kind of fraud here you're going to be out of luck.

My RE agent told me there is no guarantee and you might have a lingering smell forever.

There are debtor rights attorneys out there, but they typically deal in the owner occupied space, if these are in LLC's then there are still attorneys but they are probably not going to get very far in any type of settlement because there are probably personal guarantees in place or the lender will just take the property. 

Fannie/Freddie count ALL personally guaranteed 1-4 unit properties loans in the 10 financed properties max.

Receiving government guaranteed rent every month is priceless and hugely eliminates risk for out-of-state and out-of-country investors.

In the investment space, whether it be syndications, SFR, Airbnb, or hedge funds or stock market: anyone that is "promising" or "guarantees" any type of return should be viewed very skeptically.  

I fill like my due diligence would require the guarantor/co-signer to fill out the application because I now have to vet them to guarantee rent payment. 

Of course I understand rates are changing too fast and rates are not guaranteed unless they are locked.

@Yael FuerstIf this is your first DSCR I would say yes - even if it’s cookie cutter - it’s good to ask an attorney to review and understand what you are signingAre their covenants, is it guaranteed, your attorney can review and explain all the what ifs which I highly recommend