Rather than put up antagonizing signs, I want do something that will instead get the neighborhood kids to look out for or at least respect my property.I don’t think talking to them directly is an option: I’m not old enough for them to view me as an elder (whom they would “respect”) and I’m also female...The only person I have a decent relationship with is the young woman who lives adjacent to my property.

Females only or person over 50 years old.

Depending on how you expect to use your policy, an experienced agent can tell you which option would be best for your situation.In your example of a $10,000 yearly premium, here is an example of a typical IUL illustration for the first 10 years for a non-smoking 35 year old female in good health.

Some owners only want to rent to the female population others don't like either but it brings in good income and other who do it that are remote say stay away because of the turn over and lack of care.I have had both electrical and plumbing visit the property and it is going to take a whole new system for both, which you can assume is going to be pricy.

The female says he won't talk to her either. 

Male/Female and what are the ages?

DMM is really tricky.You really need to test and test and test.Thats why I hate DMM and why I stopped doing this 3 years ago.And if you could put a female on the card.

I'm a single female, none of my friends are into this type of thing, so I don't have anyone to ask.

I could give you my Broker, a Puerto Rican lady, born in Chicago and you talk with her about your idea to get the female viewpoint from a Pro?  

It was weird at first, but it allowed our female roomate to have her own bathroom and everyone was happier.