it is not out of the blue.Typically we fax/email copy of the  applicant's signature on app giving u authority to contact employer, and send a form letter asking employer to verify certain details

I was left with so many questions...... anyways..thank u :)

And yes u spelled Hardie wrong Lol

So u could get a 4 unit for 200k with 3.5%down right now which will not use up all your 25k.

@Dopah king its about networking and finding .contractors , finding the good deals , being ready to settle when u find a good deal .

I agree with Sam also you want to stay in like neighborhoods.If you are doing research and you see a duplex next to a house then next to a shopping mall ,and then then next to a gas station houses will move slow in that area .Most buyers want to live in a residential neighborhood  with houses around them.What I do is I stick to cookie cutter streets   https://plus.google.com/u/0/103653014609169113080

What's your offer/what'll u give me?

Be careful of getn into debt until u have your proof of concept down.  

Did u need money down and did they want to see a lot of reserves in your bank to qualify?

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