Take advantage of the networking opportunities and best wishes to you.There are some pretty cool discounts on various products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proIf you haven’t checked it out already, the Bigger Pockets blog features links to their awesome podcast and many great articles: https://www.biggerpockets.com/renewsblog/

There are plenty of lenders that don't have that requirement and will allow you to refinance DAY 1 of any acquisition you have at FULL value.There is also NO Fannie/Freddie loan product that will allow you to go to 80% on a cash out loan. 

What my question is how much do people look into the 50% rule and the 2% test as in the videos.

You will get very similar product offerings (30 year fixed, 5-10 year arms, no pre-payment, LTV, etc.) 

I made a video about this just the other day. https://youtu.be/iZ1OMKWfjFgIf your income isn't great, you'll want to do both in the same calendar year (or at least before you file taxes for the following year) because you'll file a Schedule E (rental income).

Then I go and watch more videos lol.

There are lots of videos about VA loans, their benefits and their limitations.

I'm not at all a fan of cultured marble countertops because random soaps and products can discolor and damage them, and the 80s swirl is so out, but I've had good luck with shower surrounds and tubs.

Lower risk, same result, more potential customers to buy your product.

Almost every bank will have the product you need, but most banks will make it hard to find.