My broker charges a flat rate per year, totally worth it in my circumstance as not only do I save money for myself and my family, but I work with select clients and save them a lot on commissions as well.

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You can select the amount of the deductible, usuallyranges from $500 to $5,000.

I do these all of the time- if this is a rental, middle class sort of area; paint the cabinets, new hardware, new lighting, new appliances, resurface the counters and new flooring and all of the sudden it will look like a million bucks. 

It is crazy as it may seem like you are getting 100% leverage (you sort of are), but in the bank's mind you are putting a down payment into the property so you can get a loan. 

Got a crazy story out of it though… through some sort of miscommunication, the roofing sub-contractor replaced the roof on the wrong house!

@Dion DePaoli and @Lisa EckmanAll good points... yes I figured there would be some sort of cancellation of debt income same as a short sale.I will look into refinancing, however I currently have close to the 10 fannie/freddie loan limit. 

There are all sorts of resources. 

@Julio Reynel . it doesn't matter where the "broker" Is to sort you our with a loan.there are possibly few options but the mains ones are as follow:1.

One party cannot make the other party sell or buy the other party out unless there is a contract stating otherwise.So the owner who wants out is sort of SOL.