Debt Service Coverage Ratio (DSCR) loans are a type of commercial real estate loan where the lender evaluates the borrower's ability to repay the loan based on the property's income generated.

This tax provision allows homeowners to rent out their space for up to 14 days per year without reporting the income or paying taxes on it!

Rental income and demand are great, and you should be able to find something close to your price range.

I have no income as a student, but have money for a down payment.

You can do a no income no doc DSCR loan 30 year fixed cashout upto 80% .

Hi I'm new to this and looking to start my journey towards financial freedom, I'm looking into purchasing a multi family rental unit to start earning passive income.

Trying to make some passive income and open to suggestions 

Gross.Apartment BuildingsNow let’s look at apartment unit supply, which I’ve been getting a LOT of incoming questions on.

Terms can vary widely in this category from annual interest rates, prepayment penalties, income calculation, DSCR ratio, maximum loan to value, minimum and maximum loan size, amortization period, and requirements to escrow taxes and insurance. 

I sometimes set him up with my loan clients.Since I set up loans every week, and deal with a wide variety of sources for the loans, I see what the lenders do to reduce risk.