They receive all listings over a week late after posted to MLS.  

I got a conventional loan with 5% down, 30yr and took a 4.25% vs a 3.75% to receive about 2500 back in lender credits on my down payment. 

I have never put a smackdown on someone and voted for their post at the same time before :)    You've obviously received and shared new information since your title post.  

A professional is best but family/friend could work.

Also make sure your notice is in writing, I would drop off a notice and also put one in the mail.As stated earlier, if your rent is due on the 1st. your notice is required to be received by the last day of the month.

We are also interested in multifamily homes that can be converted to professional office space (e.g.

Do I have a attitude, you bet, can't collect from them when they default and 80% will be a problem guaranteed.The vast majority on welfare of any type in Ontario are scammers stealing tax dollars and all believe they deserve every cent they receive.

I need some advise on a opportunity I received today.

BP has been a huge resource for me in working towards both my professional and personal real estate goals.

I would recommend you not cheap out in this one and pay a professional.