I have a vacation rental which it’s the off season and I accept rents at a lower rate.

Thank youYes, in this case, Rajib did not collect five months of rent plus admin and legal fees in the calendar year.

Therefore, even if I obtain a good value for the surface yield, it's possible that the Net Yield is unexpectedly low due to unexpected expenses.In Japan, the ideal yield varies depending on whether the property is new or used, the bank's interest rate at the time, and the real estate market conditions, but if the real yield on any property is 10% or more, the property is reasonably profitable and the cash flow is sufficient in many cases.

My first recommendation would be to speak with a lender regarding the costs/fees associated with the refinance.Strategy-wise, you're in luck!

I don't think I would advise anyone do something or not do something because it might be a "red flag" - yes the IRS has plenty of red flags, but the audit rate on most of these issues is so comically low, that as long as you have a legitimate position - take it, don't not do it just because it might slightly increase your chances of an audit. 

No interest in finding my own leads for off-market houses, so I'd rather pay a finder's fee to a wholesaler than going down that road.I'm looking for advice on finding credible wholesalers to work with.

The Stessa rates are attractive enough that I would let it accumulate in their high yeild account until I invest in something.

The B+ to A- area one, forget the vacancy rate.

When you raise the rent the tenant may request an explanation and it’s very easy to explain that in order to continue to service them and respond to their requests you need to charge them more. if your average rent is $1,000 per unit and the average tenant calls 2 times per year why is it fair to the good tenants that this troublesome tenant to call 50+ times per year and pay the same rate? 

Interest rates will be 7.5 - 9%~HELOCs on an investment property typically come at a higher interest rate (13-15%~).