I am a licensed agent also, don’t know if that helps, but we have cash to cover the cost and debt, just trying to hear from anyone that  deals with these situations! 

About the refinancing topic, it will most likely be hard as normal banks in Spain are currently not providing these loans to individuals.

They typically have access to hundreds of companies' rates and loan programs and can provide some programs you may have never even knew existed.I'd love to connect and talk sometime!

I work with investors and agents throughout the state and would be happy to connect.Staci

Hi Kevin, I'm an investor agent and property manager in the Huntsville AL area.

I may be parting ways with my current provider.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

The "2 of the last 5 year rule" in U.S. real estate allows homeowners to exclude up to $250,000 ($500,000 for married couples filing jointly) of capital gains from their income when selling their primary residence, provided they meet two criteria: they must have owned the home for at least two years and lived in it as their primary residence for at least two years within the five-year period ending on the sale date.

I opted to  provide my renters with a yoga mat, hand weights and the house pool is great addition to get some exercise! 

I provide transactional funding.