Make sure the property is actually zoned for multi-family and not the product of a past owner turning a single family unit into a multi-family unit.

For a bank that does portfolio loans, Towne Bank has a great product.

They're $700 each, but their product is one of very few with little to no reliability complaints and almost universally positive reviews. 

Things happen quick in the lending arena nowadays...

Many members are experts in their respective fields related to real estate investing, whether that is real estate brokerage, wholesaling, flipping, buy and hold, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.There are some pretty cool discounts on various products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proIf you haven’t checked it out already, the Bigger Pockets blog features links to their awesome podcast and many great articles: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.

For example, if I as an SDI owner, opened up a coffee shop next to Starbucks, I could provide the same qulaity of product and service at a lower cost because I would be tax exempt.

The least regulated area of lending is in true commercial areas, otherwise you're likely in violation of something.Really, they are considering regulating pet food production, seems like there are few aspects of life that are not regulated and there are still people out there who refuse to accept some things or who have decided those rules don't apply to me.Not picking on anyone here, just saying that it seems to be the case in general.

., the one hour talks they give where they talk about their product), where the speaker says "buy my course, it has a script of what to say on the phone."

In the meantime, try to be productive in other aspects and don't let this affect your daily routine of conducting good business.

Stop trolling my posts and have yourself a wonderful and PRODUCTIVE day.