I would continue to do this until I was comfortable buying a house solely to be my primary residence for a long time.

if it is a rental property that secured the loan, will they go after your primary or just the rental? 

Right now houses are cheap, money is cheap, and there are tons of assistance programs so we are likely to not see any major increase in home purchases as primary residences in the near term, and in fact if the market becomes tighter in terms of inventory, lending restrictions become tighter, or interest rates rise then most people would expect a decline in the number of home purchases as a primary residence. 

I am not an accountant or tax professional so this is only my experience with this.Usually you can use rental income on a rental property but from what I understand you live in this SFR as a primary residence and rent out the remaining 3 bedrooms.

Scott, what is a company that buys and sells notes as it's primary source of business or making money?

It will be owner occupied for a minimum of a year and i currently own my own condo which i will rent out so the multifamily will be my primary home.FactsPrice range for the property is 300K - 500KMonthly payment for all properties i have explored with agent is 925-1230 (all the analysis factored in projected rental income and maintenance and most of them were already rented which gave us the rent needed for underwriting)Current cash saved for downpayment = 45KIncome = 80K (45% is 3000/month)Condo PITI+HOA = 720  (currently FHA)(market rental for similar units in my area is 1000-1200)Total monthly debt + Condo = 2000 (approximately 250 is credit card debt at 0% that can be paid off if needed but have been saving the cash for DP)As you can see i will not have enough for a 20% down conventional and cannot go FHA because my current place is FHA financing (the refinancing process would take too long to switch to conventional).

They can't keep track of all of their markets and properties so if you can give them a reasonable explanation as to why your pricing is fair they just may take it. 

Here are a few tips for Bigger Pockets so you can get the most out of it: Be sure to set up “keywords" for whatever type of investing you’re interested in with "Atlanta” obviously being the primary keyword.

I don't even do that here on my primary residence either.

Here's the quick, down and dirty back story: I bought my primary residence (first property) in August 2014.