There's a clause that says it can't be used for physical repairs which makes sense if you have a brick and mortgage store/office but in our case as rental property owners, can I use the loan funds for a repair such as a gutter replacement??? 

You'll need to check your local laws but I would have treated this as an Abandoned property, I can't take physical possession of the property until the tenant gives me keys or I go through the abandonment process.

Podcasts are great because you can listen to them while you work, and I've always been a huge fan of good, old-fashioned, physical books.

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FHA should have the lowest interest rate compared to conventional products but yes the MIP makes it unattractive. 

Lenders usually focus on one category or the other, and it sounds like the property is currently in one category or type of loan product, and the work you want to do on it puts it into another loan category, or a different type of loan product. 

Each program has a variety of different loan types and assistance amounts, rates and availability of the different products can fluctuate.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/blog/The site has quite a few tools that can be helpful for new members.

People come on here and try to radicalize BLM is a deflection from the REAL problems that we are in the streets protesting against since SELMA, BLACK WALL STREET, EMMIT TILL, PHILANDO CASTILE, BREONNA TAYLOR, STEPHON CLARK, TAMIR RICE, ERIC GARNER, TRAYVON MARTIN, ELIJAH MCCLAIN, THE LIST GOES ON AND F*CKING ON.As Wale said "Got tired of white silence so the riots started , and the robbers robbed , you wylin' cause your product gone?