Qualifications typically center around whether the monthly rental income can at least break even (1.00 DSCR) with the monthly PITI.We would simply need to know the following information to determine eligibility, interest rate, and loan terms for DSCR financing:o Purchase or Refinanceo Property Addresso Monthly Rental incomeo Annual Taxeso Annual Insuranceo Estimated Credit ScoreThe documentation is relatively light as well, compared to a conventional loan underwritten to your personal income/taxes/debts.▪ Entity documents ▪ 2 months of bank statements ▪ Photo ID ▪ Lease agreement (refinance) ▪ Sales contract (purchase)

I just choose not to buy unnecessary products I feel like are price gouging. 

We've also been exploring properties in person.

House hacking will also give you some personal "property management" experience.

i don't see how you do it unless either (1) you are there in person or (2) you have a trusted team on the ground. 

We have in-person meetups once a month in Northern NJ.

Its what I'm doing...You aren't the first person in this situation. 

I personally invest here for both the cash flow and appreciation.

The product offers two tiers, free and "plus."

(Our personal State Farm Agent recommended them and so far its worked out well) We are in Indiana.