My reasoning, traditional loans are easier to get if you have a W-2 job.

. $95k in traditional Roth IRA, $68k in 401k.

Other lenders have said similar things regarding down payment, and people or companies willing to finance 100% of ventures are looking more for fix and flips or wholesalers for quicker returns and a solid exit strategy.As we are doing this a non-traditional way, and would simply like to get the properties into our portfolio, and are not concerned with short- to medium-term returns for ourselves, we've come up with the solution of offering a 35%+ ROI using the NOI of the properties over time to repay the financer(s).

So unless I can figure out how to find a multi-family home with low taxes and in decent condition, it doesn't seem like house-hacking will be an option for me and I'll need to go with a traditional loan.

This was our first property and it has gotten the wife on board with moving forward with REI as an alternative to traditional retirement.

. $1 Million of cash value can generate as much after tax income as $3 Million in traditional retirement assets in an IRA. 

To pull off a traditional BRRRR deal I needed to get it for about 95K and they were asking about 125K when we started.I am submitting an offer today on another one that I am really excited about, but I am sure it won't last so I have to move fast.

It's a great way to get in properties if you can't qualify with a traditional mortgage so best of luck reaching your goals by October 25.  !

I know there are multiple options to get the cash out refi such as traditional banks (up to 10 loans) and portfolio lenders where the sky is the limit - but with higher interest rate.

traditional, equity.