Now, I'm sitting on $30K in personal credit card debt, a loan from a family member for another roughly $40K, plus an outstanding $4K in invoices from contractors.

@sosina  1) if the home you are considering tapping equity on is your primary - yes - its a very wise  source  of  funds for  future down payment ...a heloc rate will likely be in the  7-10%  range and your payment will be  based on the  outstanding balance  and  will be interest only  ...most heloc lenders  will  go up to a 80- 85% combined loan to  value  for the heloc amount  calculation   2)  if the  property you want to tap into is a rental - you will likely have a  challenge finding a heloc  lender  3)  on the new  MF  rental property you plan to buy in the future - most lenders  will require a  25%  down payment  4) if your plans are  sereoius about buying - get  fully pre approved asap

You'll fight, do anything to stay afloat.. 

The tenant is 100% responsible for any outstanding days still in the property…I almost just gonna count my loss on the  4 days and have a good conscience 

The biggest challenge was the fight of over-rehab.

He bought rolling luggage and walked to the bus stop.This is the same guy that got into a fight with another renter, and eventually they became friends. 

This law prohibits a financial institution from disclosing a consumer’s nonpublic personal information like your Social Security number, income, and outstanding debt to companies that are not related to the financial institution.https://www.ftc.gov/business-g...https://www.ftc.gov/business-g...Also, most credit agency contracts do not allow their clients to share info with 3rd parties.

Second, you have to ask if that source/person has a dog in the fight, is the a profit motive behind there forecast.

The outstanding decision point is whether to have the current host ask the remaining bookings to re-book on my listing.

They fight with their neighbors over silly things, like subtle variations in paint color.