Glad to have you on the forum, Megan! 

This is a personal liability policy that goes into effect after the personal liability on your other policies (car or home) is exhausted.

Also, thank you on the insight about the 2nd question!

Check out other online guides available here: https://www.biggerpockets.com/guides3.

I am five months in quieting a title on a home/property that was initially obtained by my father in a tax sale.

Put the want need wish emotion down and step on it like it was cockroach.  

We haven't closed on the home but the home had couple of engineering problems that the builder has identified during the construction phase and have advised that they are going to provide disclosures for the same.

I borrowed the full $200K on this HELOC to purchase my FL investment property Nov 2022. 

I’ve been making posts about this first duplex we are closing on.

I'm so glad to have found this online community and resource to help me get started on my real estate rental investment.