The best thing about a HELOC is there are no monthly payments when the capital is paid back, but it is cash that can be deployed in a matter of minutes.In the fix n flip world, you need to move fast, so fast closings will win you more deals than a 3-4 week closing.

Hey All,I just purchased a 4plex at 10th St and N Tuxedo St, it's a 4plex (all 1 bedrooms), which I've completely renovated top to bottom. 

I understand @Nik Moushon frustration.If you're n the process of acquiring the property, don't want to risk $150, the other way is the visit the City Planning department in most areas, and zoning is usually part of city planning.

@Roy N. -- that makes a lot more sense (re: HGTV and Canada).

Also, the secure portal and phone app make it a breeze to manage years of taxes and docs so you're not scrambling for items the next time you are applying for something big like a mortgage.Ruben CruzCrulliance400 N Tampa St 15th floor, Tampa, FL 33602 Tell him Kristina and Ryan sent you!

I live in N.

I thought RAMP was gone pay my rent n light bill.

I’m talking fix n flip, buy-rent, but-hold, cosmetic-moderate reno, land, you name it!

Although I talked to a guy who had a dead body buried under his pier n beam house he had just bought.

I looked at condos (in another location) some time back, and 90%+ had bylaws that made purchasing a property as a rental infeasible - must own for N years before you can rent, or at most 5 out of the 200 units can be rentals at a time, or can only be rented to members of your immediate family, etc.