With the points and closing costs you pay when refinancing, you might look at what your payment would look like if rates dropped 0.50%, 1% and 2% to decide WHEN it would make the most sense.

Also - is it appropriate to add a contingency related to this in an offer - specifically something like "earnest money will be returned if property soil is not found suitable to support 15 RV pads" sort of thing? 

Go to local meet-ups, make friends with people who buy houses with cash, and look at lots of houses.

Hi,Does the type of lease term make a difference when wanting to do a DSCR type refinance loan?

How come no one has created a standard form for hard money lending where the terms are easily comparable across them?

You don’t need money.

Appreciation is my primary focus but open to a cash flow market if the numbers make sense. .

This is only one of a plethora of issues that make ADU additions typically a poor RE investment.  

He gives a discount on his hourly rate for rental property owners in hopes of making a long term relationship.

I am 37 years old and excited to get started but also want to make the smart responsible decision.