If the tenant is negligent does the insurance still pay out?

Two questions here about paying off a PML:1.

So, I could still use or lease the lot once I have the deed just wouldn't be able to sell it or clear the title with the lien there or would they force me to pay off the lien before using it?

From what I gather, the capital appreciation is little to none.At the moment, I am getting a 7% return from dividend-paying US ETFs with practically little time and effort.Would you consider investing in condos in Thailand that don't show more than 10 to 12% ROI and I'm talking about ROI as rental income.

It's "not there fault" it's the rich..... the "rich not paying there fair share".....

I have $50K in debt with a payment of about $1220 in a consolidation loan that will be payed off in 3 years.

If you can make 1% today you are doing pretty well, but keep in mind every property should be evaluated on its own merits. 

But if he did, I would pay him on the spot when they were delivered.

Tenant not paying is thief in my book any day.  

I'm looking into starting off into real estate investing with my partner and have been looking into the Milwaukee area with a buy and hold strategy in mind.