It's not at all uncommon for the lender to require that the sponsor has a net worth equal to the loan amount, and liquid reserves of at least six months of payments. 

You could put multiple properties under one commercial loan and get them appraised individually as to save you some money on the back end should you wish to liquidate some in the future.Other options are:HELOCs offered from some of our local banks can push up to 80% if it is your primary residenceTypical Hard Money LendingPartnershipsetc...It all depends on your goals and plan for the funds are you looking to flip, grow your portfolio and leave in the down-payment, or try a BRRRR strategy to get your funds available again.

Also, I would advise to use hard money due to the reduction in risk which allows your money to stay liquid if you need to handle any unexpected issues that you weren't planning on.

When he flushes the toilet, often his toilet is overflowing and urine and feces liquid is coming through the ceiling through the bathroom fan and dripping all over the toilet and the floor.This has happened and been documented 4 times, that I'm aware of as certainly it happens when i don't happen to be here. 

The first step is to increase the savings rate methodically and obtain a nest egg of ~ one year of expenses in some sort of liquid form.

In addition, all of the CDs are backed in full at all times by cash and cash equivalents or liquid collateral to ensure that the principal is indeed guaranteed and not exposed to any fluctuation or losses.

This is a difficult one, and if your losing money each month it may be better to liquidate and stop the bleeding. 

In answer to your questions: my cash comes from liquid savings and a HELOC. 

well those are out of the box deals thats for sure.. you need a local banker that knows you and likes you. plus you need to have some good amount  of liquidity as opposed to debt.

Real liquid assets and holdings with substantial equity that are constantly reinvested in order to further grow.