I do not need to cash flow just break even for the time being and hold on for rent increases for later cashflow.

I am looking to supplement my income so I can increase my RE portfolio over time and then eventually the American Dream...

This will cause lenders to react, tighten credit, increase foreclosures, and depress the market further.

I can see a number of these AM's then referring agents who do contact them to me (thereby increasing my business)The more I think & talk to professionals about this the better it it looks!

We have all lived up until recently in a housing market that did nothing but generate equity and continue to increase in value as time naturally goes by....But as recent times have shown our golden egg does have flaws and an investment market that could never go down has slowly gone to hell in a hand basket.

My grandfather was an investor through Carter and experienced the double digit rate increases.

Some areas are level, some increasing slightly, others are declining, and others are sinking.Just my $.02

They keep coming back with more hang ups, like “subject property value has increased more than 5% in less than 90 days and requires a detailed breakdown of all improvements with the associated costs and may require a second full appraisal.†Does anyone have any thought or ideas on this?

I think I see what you are saying....as my rents increase and the principal is paid down my spread increases, thus the risk is minimized.

For obvious reasons they like long contracts upto 5yrs.You can certainly negotiate the agreement to increase the % of revenue in your favor.