Time theft - if contracts are based on hours worked - it becomes "easier" for workers to claim additional time - usually in increments of half hours or full additional hours.

What is legal and what is illegal.

@Tom Shallcross and @Jonathan Greene, how did/do you pay your Filipino workers?  

She is a hard worker, go getter and has available time that she can barter/trade for some further knowledge.

@Theresa Harris I hate it how the laws seem to only protect the one doing something illegal.

And the illegal nature means no bank lending so few buyers. 

It is a reviews based system so you can see who the reliable workers are.

It would be illegal and get flagged as unauthorized deleading (UD) and you would NEVER be able to get a lead cert, only a letter of environmental protection which states you performed UD, got caught, then had to pay a licensed deleader to come in and fix it.

I clean the trash up when someone dumps there illegally.

Everybody else, the non-investors get paid and make their profit regardless if the investor makes a profit.I'm sorry but there are those contractors/workers who think they should get a cut of the investor's profit and those contractor/workers who know better than to partner up because they "work for a living" and do not take the risk of "investing."