Mike,Perhaps the third guy sold the 1st guy the bike, as well as the 2nd guy the crack, so he could have a down payment on the RE investment down the st. and stiff you on the rent to increase his cash flow!

I decided to work for a investment banking firm right out of school and gradually start my investing business.

My plan is to be able to invest in property for the people I help increase their credit scores by leasing/option in purchasing their first or maybe second home (BK people need new starts as well).

This was not expected and shows that lower prices are resulting in increased buying activity.Article: http://biz.yahoo.com/rb/080609/usa_economy_housing.html 8)

I have several multi-family properties and I'm always looking for ways to increase my cash flow.

There is an HML for almost anyone, but with bigger numbers, the risk increases.

Everybody wins.Another option would be to lease option the property for two years for $250,000 with a “down payment assistance planâ€.† In this case you get $5,000 upfront to purchase the option to buy the property in two years for $250,000 .† This $5,000 is not refundable because they are buying the option whether they use it or not.† Now you set the monthly lease amount and tell them for every dollar over that amount up to $100 a month that they pay, you will match it towards the down payment.† That makes a great incentive, you increase your monthly cash flow and at the end of two years you just knock a maximum of $4,800 off the sales price.† You will have the $5,000 cash, positive cash flow during the lease period and clear a huge profit when you sell.† If you are looking to add to your portfolio but fear holding too many empty properties your concerns can be addressed.† Many cities are tearing down public housing in favor of giving families Section 8 assistance.

I have enough saved right now for a 7% down payment but I have been saving $750 a month for my first purchase so that number will increase every month.

Therefore repeated exposure is key to increasing response rates.

take some time and google websites that are similar to what you want to do..you can get Tons of ideas and not waste time reinventing the wheel.Traffic equals money..work on increasing that traffic and opportunities won't be far behind.i've got a few great ideas for websites also..it just comes down to advertising and spreading the word which I've spent zero time doing.