. #3 Be firm but fair.

$600 is a fairly typical price. 

I'm a fairly new investor in the Dallas area myself.  

I'm fairly new to lending.

I do think my numbers are fairly realistic for this one.  

I am fairly new to BiggerPockets (its been almost 2 months now) and Real Estate Investing in general.

The community here is fairly generous at providing their experiences in different situations.  

Like a good carpet guy, granite, roof, windows. etc. but a good handyman, carpenter or general contractor is tough.My best advice for land lording is 1) screen your tenants very well2) Be fair but Firm. excuses don't count rent must be paid.I have been to Charlie Parish's group.

To be fair to the underwriter, the difference between $100,000 and $300,000 in liability would be about $10 with a high priced insurer.

@Steven Picker, sounds fair to me.