Here's my dilemma - Looking strictly at cash on cash, it's quite low, and it'll take 10 years to get my money back.

You will find that people are extremely helpful, because we all started with zero rentals. 

I also own all of my vehicles so I have no car payments and low insurance.

Your repair budget looks weird, you have money for exterior siding, painting, garage, etc. and this is a condo.Initial closing costs of $450 seems low?

Many people know the above 4 so it is extremely competitive2.

The classes that are offered for that program look like they would be extremely beneficial to my goals.

Its best to speak to local Flooring guysit important to take into consideration the year round temperature. extreme difference between winter and summer can also factor into the choice Best of luck 

Atalanta is a strong market in terms of jobs and population growth but I think you'll find the cash on cash returns pretty low compared to other markets, especially the Midwest.

If they’re extremely motivated they probably won’t care what you are as long as you can help solve their problem.  

Extremely hard to come by though, but they do exist2.